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Someone I know drove around for the best part of a year quite oblivious that he had no insurance.
The policy was on automatic renewal, or so he thought, so he did not pay much attention to detailed reading of correspondence from the insurer at renewal time.
I year later when he received a "special offer" letter from the insurance company to 'rejoin' them he wondered what they were talking about and only then discovered that they had moved away from an automatic renewal system for the previous year.
It seems that no one and no cameras picked him up during that time. I think the road tax and insurance coincided as he had had the car from new.
On the positive side he had saved a year's premium and got the 'returning customer' discount ... and he was covered when the car was written off by an errant truck on a motorway a year or so later.
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