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If the price seems reasonable I would do the acceleration scheme. Also depending on the value of the car it might be worth doing third party only or TPFT to make it cheaper. Another "tip" is for the insurance policy to be in your name, but add your Dad / boyfriend / others as named drivers - although the policy will be in your name ie you will collect the NCB etc, having experienced named drivers on your policy can drop the quote right down.
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