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I think it depends very much on what you want to achieve. If you want to build a car that's going to run at the front it will cost a lot more than one that runs towards the back of the pack but can still give you huge amounts of enjoyment.
Similarly, if you want to buy a front running car it will be priced accordingly more than an averagely competitive car.
I have always built the cars I've raced (7 touring cars over a 45 year period) but I always spent more than anticipated and it always took way longer than planned and maybe some times I could have bought a ready built car for less than the build cost. If you are not going to be involved with the mechanical build of the car (which to me was always part of the fun of motor racing) then it may be more practical to buy an existing race car than supervise others doing the work for you with the potential frustration of progress being slower than you want and the costs being greater.
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