Florian,
Dunno about competition insurance in Blighty. Maybe Peter knows.
As for racing him, I'd be like the supreme general directing the battle - i.e. several miles behind the front line. Possibly limping, mad as a hare and suffering from syphilis (and that's just the car).
I suspect Peter would be the captain in the front line using his wits and tactical skill and experience to foreclose the day's skirmishes in his favour.
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