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Obviously a warranty is better than nothing but a lot of them are written very cleverly so it works in their favour, after all it's only an insurance policy and very few firms ever loose and go out of business.
Most that I have had dealings with wont cover "wear and tear"(clutches/brakes) etc and will only pay what they think, consequently a lot of garages won't entertain repairs on some warranties and you might have to take it to only "approved by them" mechanics.
I personally wont have anything to do with them (repair wise) as I have had problems in the past and lost money.
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